Give your legal name, the names you went by before and the places you have lived. The official list of unclaimed money held by California is checked for your names each week, after it is updated, and you are told when money may be yours. You claim it yourself, on the official site, at no charge.
Money Owed explained 🔰
- It looks for unclaimed money held for you - a last paycheck, a refund, a deposit, a dividend or an account left behind - in the official list California keeps, and shows you where to claim it.
- You enter your legal first and last name, up to 3 names you went by before and up to 5 places you have lived, each a city and state and, when you know it, its ZIP code. It never asks for your Social Security number, your date of birth or any account number.
- A match is money listed under your last name and first name. One that also names a place you lived is marked; one that names only your name may be someone else's, so check its city before you claim. Up to 25 are shown, those naming your places and the largest amounts first.
- Each match shows the name and city as listed, who reported the money, what kind it is, its amount range and its property ID - and a link to the official claim page, where you enter that ID and file the claim yourself, at no charge.
- A new match is told once. A listing under an initial or another spelling of your name is not found here - search the official site for those.
- Everywhere else: 10 official sites - the other states, and other kinds of money left behind such as a pension, retirement savings or a life insurance policy - are listed on the page with your names beside them, for you to search yourself.
- How often: new or changed names and places are usually checked within two days; after that, each week, after the list is updated, and each day's run tells you of anything new. Saving never brings a run sooner than 6 hours after the last one started.
- Run now starts a run by hand, once a day across all your loops, and only while none of them is in the middle of a run. Your loops also share a spending limit; a run it holds back waits for its next turn.
- If 3 runs in a row fail, the loop pauses. Resume starts it again.
- A daily email sums up what your loops found - one email a day, and only on a day one of them found something. It is on until you switch it off - on a loop's page once the loop is part of your plan, or, if your plan includes Loops, on your dashboard.
- To stop it, use Remove your names and places. Its past runs are kept.
These official sites cover the other states and other kinds of money left behind. Money Owed does not search them for you: open each one that fits and search for each of your names.
- Money held by most states, searched at once
What to enter: Each of your names, then the state you lived in when you search a common name.
Search on the official site - Money held by most states, searched at once (opens in a new tab) - Money held by New York
What to enter: Each of your names.
Search on the official site - Money held by New York (opens in a new tab) - Money held by Florida
What to enter: Each of your names.
Search on the official site - Money held by Florida (opens in a new tab) - Money held by California under another spelling of your name, or an initial
What to enter: Your last name, and your first name or its first letter.
Search on the official site - Money held by California under another spelling of your name, or an initial (opens in a new tab) - A pension from a former employer's plan that ended
What to enter: Your last name and the last four digits of your Social Security number - typed on that site, never here.
Search on the official site - A pension from a former employer's plan that ended (opens in a new tab) - Retirement savings left with a former employer
What to enter: An account of that site, which checks who you are itself.
Search on the official site - Retirement savings left with a former employer (opens in a new tab) - A refund of mortgage insurance on an FHA-insured home loan
What to enter: Your last name, or your loan's FHA case number.
Search on the official site - A refund of mortgage insurance on an FHA-insured home loan (opens in a new tab) - Money left in a bank that failed
What to enter: Your name, or the name of the bank.
Search on the official site - Money left in a bank that failed (opens in a new tab) - A life insurance policy of a relative who died
What to enter: Your relative's details, on a request that site sends to the insurers.
Search on the official site - A life insurance policy of a relative who died (opens in a new tab) - A federal tax refund for a year you did not file
What to enter: Nothing to search: that year's refund is claimed by filing its return within three years of its due date.
Search on the official site - A federal tax refund for a year you did not file (opens in a new tab)