Smart Money
Type your accounts, cards and loans with their balances and yearly rates, and see what each pays you or costs you in a year, your highest-rate debt beside your lowest-paying account, and what your investment fees come to.
Smart Money explained 🔰
- It works out the rates on your money - up to 20 accounts, cards and loans, each with its balance today and its yearly rate: the interest an account pays you, the interest a card or loan charges, or the fees an investment takes.
- You get what each one pays you or costs you in a year, largest first, the two sides added up, your highest-rate card or loan beside your lowest-paying account, and your investment fees for a year and for 10 years.
- How it counts: a year of interest on today's balance, without compounding - so a card that adds interest every month costs a little more than it shows. An investment is counted for its fees alone; its returns are never guessed.
- Where to go next: for your card and loan payments, an account you may have forgotten, the names you invest with and what you pay again and again, the loop that works on it - shown only once that loop is open.
- Who sees it: nobody. The sums are done on your own device, nothing is sent or saved, and a name may be up to 80 characters long.
- What it does not do: tell you to pay, move, buy or sell anything, judge an investment, or remember your list for next time.
Your accounts, cards and loans
Up to 20, each with its balance today and its yearly rate.
Nothing you type here leaves your browser or is kept - close the page and it is gone. No account needed.